PRIVACY POLICY

LifePolicy-Support-Team.com
Last Updated: 2/23/2026


1. Overview

LifePolicy-Support-Team.com (“we,” “our,” or “us”) is operated by Elijah Kanoho, a licensed independent insurance producer (NPN 19277496).

This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, submit information, or communicate with our agency.

By using this Site, you consent to the practices described in this Policy.


2. Information We Collect

A. Information You Provide Voluntarily

We may collect personal information you provide, including:

  • Full name

  • Phone number

  • Email address

  • Mailing address

  • Date of birth

  • Coverage details

  • Premium amounts

  • Existing policy information

  • Health-related information (if voluntarily submitted for insurance qualification purposes)

Submission of information is voluntary; however, certain services may not be available without required information.


B. Automatically Collected Information

When you visit our Site, we may automatically collect:

  • IP address

  • Device type

  • Browser type

  • Operating system

  • Referring URLs

  • Pages viewed

  • Interaction data

  • Date and time of access

We may use cookies, pixels, and similar tracking technologies to improve website functionality and marketing performance.

You may disable cookies through your browser settings.


3. How We Use Information

We may use collected information to:

  • Respond to inquiries

  • Conduct life insurance policy comparisons

  • Assist with applications for new coverage

  • Connect you with licensed insurance agents

  • Submit information to insurance carriers for underwriting

  • Comply with legal and regulatory requirements

  • Improve marketing effectiveness

  • Maintain internal compliance and recordkeeping

We do not sell personal information to third parties for monetary compensation.


4. Information Sharing & Disclosure

We may share information with:

  • Licensed insurance carriers for underwriting and policy issuance

  • Insurance agents contracted with our agency

  • Service providers who assist with website hosting, CRM systems, communication tools, or analytics

  • Regulatory authorities when required by law

All third parties are required to handle information in accordance with applicable laws.

We are not responsible for the privacy practices of insurance carriers or third-party service providers.


5. Health Information Notice

Any health-related information provided is used solely for preliminary insurance qualification and application submission.

Health information is shared only with licensed insurance carriers or authorized agents as necessary for underwriting.

We are not a “covered entity” under HIPAA unless otherwise required by law.


6. Communications & TCPA Disclosure

By providing your phone number, you consent to receive calls and text messages (including via automated technology) regarding your inquiry or insurance-related services.

  • Message and data rates may apply.

  • Consent is not required as a condition of purchase.

  • You may opt out of text messages by replying STOP.

We may record calls for quality assurance and compliance purposes where permitted by law.


7. Data Retention

We retain personal information only as long as necessary to:

  • Fulfill the purposes described in this Policy

  • Comply with insurance regulatory requirements

  • Maintain legally required records

Retention periods may vary depending on applicable state regulations.


8. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect personal information.

However, no method of transmission over the Internet is 100% secure.
You provide information at your own risk.


9. Your Privacy Rights (State-Specific)

Residents of certain states, including California, Nevada, Colorado, Virginia, and others, may have rights including:

  • Access to personal information

  • Correction of inaccurate information

  • Deletion of personal information

  • Opt-out of certain data uses

To exercise your rights, contact us using the information below. We may verify your identity before processing requests.

We do not discriminate against individuals for exercising privacy rights.


10. Children’s Privacy

This Site is not intended for individuals under 18 years of age.
We do not knowingly collect information from minors.


11. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for their privacy practices or content.


12. Changes to This Policy

We reserve the right to update this Privacy Policy at any time.
Changes will be posted with an updated “Last Updated” date.
Continued use of the Site constitutes acceptance of any modifications.


13. Contact Information

If you have questions about this Privacy Policy or wish to exercise privacy rights, contact:

Elijah Kanoho
Licensed Independent Insurance Producer
NPN 19277496
Email: [email protected]
Phone: (808) 468-3881